LOAN

iwoca

London, United Kingdom

Online lender offering UK limited companies and LLPs flexible business loans of £1,000 to £1m, with interest from 1.5% per 30 days charged only on the outstanding balance. Apply online in about five minutes; decisions usually within 24 hours.

What iwoca backs

Stages
Small business, Growth
Sectors
Small businesses, and any other
Where
UK
How much
£1,000 to £1mFlexi-Loan £1k-£1m; interest from 1.5% per 30 days; extra fee typically 5% for 13-24 month terms and 6% for longer; no early repayment fees. Open to UK-based limited companies and LLPs of any age.

Companies it has funded

  • Dovetail & Slate
  • VCare Group

Lately

Applications open (checked 1 Oct 2026); site cites a 2026 Fintech Awards London win and over 100,000 businesses funded.

Sources

Checked .

Similar funders

  • LOANOpen to pitches

    Business Enterprise Fund

    Bradford

    Not-for-profit community lender (CDFI) in the North of England. Lends £500 to £250,000: government-backed Start Up Loans, Momentum small business loans of up to £250,000 over up to five years, and NPIF II smaller loans in Yorkshire and the Humber.

    Stages
    Idea, Pre-seed, Small business
    Sectors
    Small businesses
    Typical amount
    £500 to £250k
    How to pitch Business Enterprise Fund
  • LOANOpen to pitches

    DSL Business Finance

    Glasgow

    Glasgow-based not-for-profit lender for start-ups, small firms and social enterprises across Scotland. Loans of £500 to £100,000 over 1-5 years; Start Up Loans partner in Scotland and smaller-loans manager for the Investment Fund for Scotland.

    Stages
    Idea, Pre-seed, Small business
    Sectors
    Small businesses, Social impact
    Typical amount
    £500 to £100k
    How to pitch DSL Business Finance
  • LOANOpen to pitches

    Funding Circle

    London

    Online lender for UK small businesses. Offers business loans of £10,000 to £750,000 over up to six years (rates from 6.9% a year), Growth Guarantee Scheme loans of £25,001 to £250,000, and FlexiPay credit from £1,000. Online decisions in as little as five minutes.

    Stages
    Small business, Growth
    Sectors
    Small businesses
    Typical amount
    £1,000 to £750k
    How to pitch Funding Circle
All 88 funders →

Company Signal lists funders so founders can find them. We are not a broker or a financial adviser: we do not recommend funders, pass pitches on or take any fee from them, and nothing here is an offer of finance. Each entry comes from the funder's own public pages, last checked 1 Oct 2026; amounts, terms and rates change, so check them with the funder before you apply.